Pakistan’s fintech industry is receiving global attention after Forbes identified the country as one of the most promising digital finance markets in the region.
For years, Pakistan struggled to compete with larger neighboring markets but 2025 has marked a significant change in momentum.
By late November 2025, Pakistan’s fintech landscape had grown to 450 companies, which together raised $391 million in venture capital. This growth reflects renewed investor confidence and clearer regulations that align with market needs.
According to Forbes, Pakistan’s fintech funding trend has experienced major ups and downs. Investment rose from $10.4 million in 2019 to a high of $150 million in 2022.
However, global economic pressures pushed funding down to just $12.5 million in 2023. The recovery began in 2024 with $26.3 million, and the first half of 2025 alone brought in $52.5 million. Forbes says this rebound places Pakistan among the top rising fintech markets.
One of the biggest developments this year was a $52 million Pre-Series A round for Haball, a supply-chain fintech. Meezan Bank contributed $47 million, marking one of the strongest collaborations between a traditional bank and a tech startup.
Government support is also growing. The Pakistan Startup Fund is now offering equity-free grants to encourage new investment. Meanwhile, digital banking is expanding, with five institutions including Easypaisa and Mashreq Bank preparing pilot launches.
Pakistan is also making progress in cryptocurrency adoption. It ranked third in Chainalysis’s 2025 global index.
The government is now working on a formal framework and Bilal Bin Saqib’s appointment to the World Economic Forum’s Steering Committee highlights Pakistan’s increasing influence.
With rising investment and improved regulation, Pakistan’s fintech ecosystem is entering a new phase of growth.