Pakistan’s private sector credit rose to Rs 11.38 trillion in fiscal year 2025-26. This marks an increase of Rs 1.46 trillion, or 14.8 percent, the strongest yearly growth in four years.
Advisor to the Finance Minister Khurram Schehzad shared the figures. He said business credit grew by Rs 1.18 trillion, or 14 percent. This made up more than 80 percent of the total rise in private sector credit and shows more money flowing into productive economic activity.
Nearly 89 percent of the new business credit went to three key sectors. Manufacturing took the largest share at 56 percent, followed by wholesale and retail trade at 18 percent, and agriculture at 15 percent. Manufacturing alone received Rs 657 billion in fresh credit, pointing to wider industrial expansion. Strong lending to trade and farming also signals higher production, commerce, and investment across the economy.
Private sector credit is seen as a clear early sign of economic growth. Businesses borrow to invest, expand capacity, update operations, and prepare for future demand. The broad rise in financing reflects stronger business confidence, higher private investment, better macroeconomic stability, easier financial conditions, and ongoing reforms.
The data suggests credit is increasingly directed toward sectors that build capacity and support a shift to private-sector-led, investment-driven, and export-oriented growth. Overall, the figures point to improving conditions for Pakistan’s productive economy.